The average person gets a new smartphone every two to three years — or even more often, depending on the length of their contract. Wouldn’t it be nice to be able to trade in your TV for a new one every few years? Samsung has a TV upgrade program that allows people to finance their TVs for 36 months and purchase the latest TV on the market for a discount every 24 months. So is it worth it to replace your TV every two years? Maybe. The program is a little more complicated than it appears on the surface. Here’s what you need to know.

Like everything else in your home, TVs break. On average it costs between $100 and $300 to repair a TV, so you need to consider whether it's worth it to repair your TV or start looking for something new.

Flooding can damage belongings, ruin drywall and cause mold growth. Just 1 inch of water can lead to $10,000 in repairs. Check this guide for how much it might cost to clean up and make the necessary repairs.

If your water heater's gone out, the last thing you want right now is to be slapped with sky-high service fees. Curious what it might cost? These figures should give you a ballpark idea of how much you can expect to pay in North Dakota.

If your water heater's gone out, the last thing you want right now is to be slapped with sky-high service fees. Curious what it might cost? These figures should give you a ballpark idea of how much you can expect to pay in Oregon.